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	<title>Picture Perfect San Diego &#187; Mortgage</title>
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	<link>http://pictureperfectsandiego.com</link>
	<description>Picture Perfect San Diego Real Estate Blog</description>
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		<title>Samuel Scott Financial Group Headline News 8/18/2011</title>
		<link>http://pictureperfectsandiego.com/2011/08/18/samuel-scott-financial-group-headline-news-8182011/</link>
		<comments>http://pictureperfectsandiego.com/2011/08/18/samuel-scott-financial-group-headline-news-8182011/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 01:08:21 +0000</pubDate>
		<dc:creator>Russ Schreier</dc:creator>
				<category><![CDATA[Financial news]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=17169</guid>
		<description><![CDATA[NAHB Builder Confidence Unchanged in August. &#8220;Two out of three of the HMI&#8217;s component indexes posted marginal gains in August. The current sales conditions index gained one point to 16 – its highest level since March of this year – and the component gauging traffic of prospect buyers rose one point to 13 following two [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>RPM Mortgage/SSFG: Headline News and Market Update</title>
		<link>http://pictureperfectsandiego.com/2011/06/14/rpm-mortgagessfg-headline-news-and-market-update/</link>
		<comments>http://pictureperfectsandiego.com/2011/06/14/rpm-mortgagessfg-headline-news-and-market-update/#comments</comments>
		<pubDate>Wed, 15 Jun 2011 04:28:36 +0000</pubDate>
		<dc:creator>Russ Schreier</dc:creator>
				<category><![CDATA[Financial news]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[finance news]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=16900</guid>
		<description><![CDATA[Provided by your Mortgage Professional at RPM Mortgage June 8, 2011  MBA Mortgage Applications: Composite Index (includes purchase and refi) Slipped 0.4% last week, Refinance Index rose 1.3%, and the Purchase Index dropped 4.4%. The refinance share increased to 67.3% of total applications from 65.7%. Fixed 30-year mortgage rates averaged 4.54% in the week, down [...]]]></description>
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		<title>RPM Mortgage/SSFG: Headline News &amp; Market Updates</title>
		<link>http://pictureperfectsandiego.com/2011/05/13/rpm-mortgagessfg-headline-news-market-updates/</link>
		<comments>http://pictureperfectsandiego.com/2011/05/13/rpm-mortgagessfg-headline-news-market-updates/#comments</comments>
		<pubDate>Fri, 13 May 2011 23:48:03 +0000</pubDate>
		<dc:creator>Russ Schreier</dc:creator>
				<category><![CDATA[Financial news]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=16713</guid>
		<description><![CDATA[Provided by your mortgage professional at RPM Mortgage Retail Sales climbed 0.5% in April, less than the 0.6% expected, however March sales were revised to up 0.9% from 0.4%. Higher oil prices lead to a 2.7% surge in gas station sales following a 4.1% increase in March. Excluding gas stations, sales of all other merchants [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>RPM Mortgage/ SSFG: Headline News &amp; Market Update</title>
		<link>http://pictureperfectsandiego.com/2011/05/06/rpm-mortgage-ssfg-headline-news-market-update/</link>
		<comments>http://pictureperfectsandiego.com/2011/05/06/rpm-mortgage-ssfg-headline-news-market-update/#comments</comments>
		<pubDate>Fri, 06 May 2011 23:48:07 +0000</pubDate>
		<dc:creator>Russ Schreier</dc:creator>
				<category><![CDATA[Financial news]]></category>
		<category><![CDATA[Industry Updates]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[market updates]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=16632</guid>
		<description><![CDATA[Provided by your Mortgage Professional at RPM Mortgage Jobless Claims jumped by 43,000 to 474,000 in the week ended April 30, the most since August and much higher than the expected forecast of 19k to 410,000. A spring break holiday in New York, a new emergency benefits program in Oregon and auto shutdowns caused by [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>RPM Mortgage/SSFG Headline News &amp; Market Report</title>
		<link>http://pictureperfectsandiego.com/2011/04/18/rpm-mortgagessfg-headline-news-market-report-3/</link>
		<comments>http://pictureperfectsandiego.com/2011/04/18/rpm-mortgagessfg-headline-news-market-report-3/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 01:03:59 +0000</pubDate>
		<dc:creator>Russ Schreier</dc:creator>
				<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[market index]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=16442</guid>
		<description><![CDATA[Provided by your Mortgage Professional at RPM Mortgage The National Association of Home Builders/Wells Fargo Housing Market Index fell by a point to 16 in April, the level it&#8217;s been at for five of the last six months.. &#8220;While builders in some areas are starting to see a pickup in traffic of prospective home buyers, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Kiddie Condo&#8230;What Is That?</title>
		<link>http://pictureperfectsandiego.com/2008/10/08/kiddie-condowhat-is-that/</link>
		<comments>http://pictureperfectsandiego.com/2008/10/08/kiddie-condowhat-is-that/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 05:57:20 +0000</pubDate>
		<dc:creator>Kevin Kueneke</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[CW Mortgage]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[firt time homebuyers]]></category>
		<category><![CDATA[Kevin Kueneke]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[opportunity]]></category>
		<category><![CDATA[rental property]]></category>
		<category><![CDATA[retirement home]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=1222</guid>
		<description><![CDATA[Many of my referral partners have asked about the FHA &#8220;Kiddie Condo&#8221; program.  I spoke about this several months ago, but now that FHA loans are more prevalent, I felt that it is a good time to revisit the details.  Here are a couple questions I have been asked recently: Question: My child is now [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>A Change In A Buyer&#8217;s Expectations</title>
		<link>http://pictureperfectsandiego.com/2008/09/25/a-change-in-a-buyers-expectations/</link>
		<comments>http://pictureperfectsandiego.com/2008/09/25/a-change-in-a-buyers-expectations/#comments</comments>
		<pubDate>Fri, 26 Sep 2008 04:33:31 +0000</pubDate>
		<dc:creator>Kevin Kueneke</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[CW Mortgage]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Kevin Kueneke]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=851</guid>
		<description><![CDATA[The home buying landscape is significantly different than this time last year.  For those of us in the industry, this is obvious. The media has mentioned this in countless articles and news broadcasts, but there are still many homeowners looking to buy a new home that expect to get the same loan they got when [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Zero-Down VA Loans Up To $697,500 In San Diego County</title>
		<link>http://pictureperfectsandiego.com/2008/08/26/zero-down-va-loans-up-to-697500-in-san-diego-county/</link>
		<comments>http://pictureperfectsandiego.com/2008/08/26/zero-down-va-loans-up-to-697500-in-san-diego-county/#comments</comments>
		<pubDate>Tue, 26 Aug 2008 20:42:54 +0000</pubDate>
		<dc:creator>Kevin Kueneke</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[CW Mortgage]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Department of Veterans Affairs]]></category>
		<category><![CDATA[guaranty]]></category>
		<category><![CDATA[Kevin Kueneke]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[VA]]></category>
		<category><![CDATA[VA loans]]></category>
		<category><![CDATA[veteran]]></category>
		<category><![CDATA[Veterans Administration]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/2008/08/26/zero-down-va-loans-up-to-697500-in-san-diego-county/</guid>
		<description><![CDATA[Continued good news from the recently passed Housing and Economic Recovery Act (HR 3221).  The Veterans Administration (VA) has increased the VA guaranty amount.  The VA will now guaranty up to 25% of the FHA one-unit high-cost county loan limit.  This means that a veteran can borrow up to $697,500 in San Diego County with [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2008/08/26/zero-down-va-loans-up-to-697500-in-san-diego-county/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Rates Are Moving&#8230;Are You?</title>
		<link>http://pictureperfectsandiego.com/2008/07/15/rates-are-movingare-you/</link>
		<comments>http://pictureperfectsandiego.com/2008/07/15/rates-are-movingare-you/#comments</comments>
		<pubDate>Tue, 15 Jul 2008 15:41:26 +0000</pubDate>
		<dc:creator>Kevin Kueneke</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[CW Mortgage]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[buying opportunites]]></category>
		<category><![CDATA[Conforming loans]]></category>
		<category><![CDATA[HOA]]></category>
		<category><![CDATA[Jumbo Conforming Loans]]></category>
		<category><![CDATA[Kevin Kueneke]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[pre-approval]]></category>
		<category><![CDATA[preapproval]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/2008/07/15/rates-are-movingare-you/</guid>
		<description><![CDATA[We have seen a nice drop in rates over the last few weeks or so, roughly 0.375% on 30 year fixed rate Conforming loans (up to $417,000) and 30 year fixed rate Jumbo Conforming loans ($417,001 to $697,500 in San Diego County). This drop equates to an increase in buying power and an increase in [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2008/07/15/rates-are-movingare-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Picture Perfect San Diego &#8212;  COMING SOON!</title>
		<link>http://pictureperfectsandiego.com/2008/06/06/hello-world/</link>
		<comments>http://pictureperfectsandiego.com/2008/06/06/hello-world/#comments</comments>
		<pubDate>Fri, 06 Jun 2008 20:55:11 +0000</pubDate>
		<dc:creator>Erica Vautier Liodice</dc:creator>
				<category><![CDATA[Exclusive Properties]]></category>
		<category><![CDATA[Picture Perfect San Diego]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[Southern California]]></category>
		<category><![CDATA[Website Launch]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Exclusive Properties is excited to announce that their new website Picture Perfect San Diego will launch July 8, 2008. The interact site will provide visitors with extensive information about San Diego and the Southern California lifestyle. Expect to find all of the great tools you enjoyed from Exclusive PropertiesSanDiego.com, plus many more!]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2008/06/06/hello-world/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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