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	<title>Picture Perfect San Diego &#187; Home Loans</title>
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	<link>http://pictureperfectsandiego.com</link>
	<description>Picture Perfect San Diego Real Estate Blog</description>
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		<title>Open House Saturday Oct 29th from 12:30 to 4:00 p.m. @ 1975 Andrews Ct, Oceanside 92054</title>
		<link>http://pictureperfectsandiego.com/2011/10/11/oceanside-one-level-cul-de-sac-home-not-a-foreclosure-or-short-sale/</link>
		<comments>http://pictureperfectsandiego.com/2011/10/11/oceanside-one-level-cul-de-sac-home-not-a-foreclosure-or-short-sale/#comments</comments>
		<pubDate>Tue, 11 Oct 2011 17:49:50 +0000</pubDate>
		<dc:creator>Nick Bednorz</dc:creator>
				<category><![CDATA[Activities & Events]]></category>
		<category><![CDATA[Area Information]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Exclusive Properties Agents]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[92064]]></category>
		<category><![CDATA[92127]]></category>
		<category><![CDATA[92128]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Carmel Valley]]></category>
		<category><![CDATA[City of Oceanside]]></category>
		<category><![CDATA[CW Mortgage]]></category>
		<category><![CDATA[Del Mar]]></category>
		<category><![CDATA[downtown san diego condos]]></category>
		<category><![CDATA[Erica Vautier]]></category>
		<category><![CDATA[Escondido]]></category>
		<category><![CDATA[Exclusive Properties]]></category>
		<category><![CDATA[Exclusive Properties Solana Beach]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Gated Community]]></category>
		<category><![CDATA[Golf Community]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[nick bednorz]]></category>
		<category><![CDATA[Oceanside]]></category>
		<category><![CDATA[Oceanside schools]]></category>
		<category><![CDATA[Poway Unified School District]]></category>
		<category><![CDATA[Rancho Bernardo]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[Real Living Lifestyles]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Santaluz]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Solana Beach]]></category>
		<category><![CDATA[steve rodgers]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=17869</guid>
		<description><![CDATA[Offering Price $549,000 So Meticulously Maintained that you&#8217;ll think Mr &#38; Mrs Clean Live here Sellers ready to sell No waiting for bank response for short sale process or foreclosure processing Spacious one level 2073 Square Feet of Living area Prestigious &#8216;FireMountain&#8217; Area Large useable private cul de sac location 4-bedrooms 2.5 bathrooms RV parking [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2011/10/11/oceanside-one-level-cul-de-sac-home-not-a-foreclosure-or-short-sale/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Interest Rate Impact&#8230;It&#8217;s Bigger Than You Think!</title>
		<link>http://pictureperfectsandiego.com/2011/10/10/the-interest-rate-impact-its-bigger-than-you-think/</link>
		<comments>http://pictureperfectsandiego.com/2011/10/10/the-interest-rate-impact-its-bigger-than-you-think/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 20:22:19 +0000</pubDate>
		<dc:creator>Lisa Herndon</dc:creator>
				<category><![CDATA[Agent Services]]></category>
		<category><![CDATA[Area Statistics]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Financial news]]></category>
		<category><![CDATA[Great Real Estate Deals]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Industry Updates]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[First Time Buyers]]></category>
		<category><![CDATA[home buyers]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=17815</guid>
		<description><![CDATA[&#160; Why is now a good time to buy a home?  The answer may not be exactly what you think!   Sure, home prices are down, making that home you had your eye on a few years ago much more affordable.  Even more significant though is the drop in interest rates.  For months we’ve heard reports [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2011/10/10/the-interest-rate-impact-its-bigger-than-you-think/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Open House Saturday 10/1 &amp; Sunday 10/2 from 12:30-4 p.m. @ The Ocean in Solana Beach</title>
		<link>http://pictureperfectsandiego.com/2011/09/30/open-house-saturday-101-sunday-102-from-1230-4-p-m-the-ocean-in-solana-beach/</link>
		<comments>http://pictureperfectsandiego.com/2011/09/30/open-house-saturday-101-sunday-102-from-1230-4-p-m-the-ocean-in-solana-beach/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 20:05:43 +0000</pubDate>
		<dc:creator>Nick Bednorz</dc:creator>
				<category><![CDATA[Activities & Events]]></category>
		<category><![CDATA[Area Information]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Exclusive Properties Agents]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[Open Houses]]></category>
		<category><![CDATA[Rancho Bernardo]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[92014]]></category>
		<category><![CDATA[92024]]></category>
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		<category><![CDATA[92075]]></category>
		<category><![CDATA[92130]]></category>
		<category><![CDATA[Carmel Valley]]></category>
		<category><![CDATA[Community Service]]></category>
		<category><![CDATA[CW Mortgage]]></category>
		<category><![CDATA[downtown san diego condos]]></category>
		<category><![CDATA[Erica Vautier]]></category>
		<category><![CDATA[Escondido]]></category>
		<category><![CDATA[Exclusive Properties]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Gated Community]]></category>
		<category><![CDATA[Golf Community]]></category>
		<category><![CDATA[Gretchen Pagnotta]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[http://pictureperfectsandiego.com/wp-admin/post.php?post=17735&action=edit&message=10#]]></category>
		<category><![CDATA[http://pictureperfectsandiego.com/wp-admin/post.php?post=17735&action=edit&message=http://pictureperfectsandiego.com/wp-admin/post.php?post=17735&action=edit&message=10#10#]]></category>
		<category><![CDATA[Kevin Kueneke]]></category>
		<category><![CDATA[lennie fernandez]]></category>
		<category><![CDATA[Nancy]]></category>
		<category><![CDATA[nick bednorz]]></category>
		<category><![CDATA[ocean]]></category>
		<category><![CDATA[ocean property]]></category>
		<category><![CDATA[Open House]]></category>
		<category><![CDATA[rancho bernardo real estate]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[sale in del mar]]></category>
		<category><![CDATA[sales in 92130]]></category>
		<category><![CDATA[san diego events]]></category>
		<category><![CDATA[san diego real estate]]></category>
		<category><![CDATA[Santaluz]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[steve rodgers]]></category>
		<category><![CDATA[windermere real estate]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=17735</guid>
		<description><![CDATA[&#160; Located @ 707 Sierra Ave South in Solana Beach CA 92075 Not a foreclosure or Short Sale. Owners want out of Property Management Extras and Upgrades Include: Travertine Floors throughout Stone Countertops in Kitchen &#38; Baths Bathrooms have been Upgraded 2-master suites 2 1/2 bathrooms 1 bathroom in each bedroom plus 1/2 bath for [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2011/09/30/open-house-saturday-101-sunday-102-from-1230-4-p-m-the-ocean-in-solana-beach/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Panoramic Views in Lovely Eastview</title>
		<link>http://pictureperfectsandiego.com/2011/05/19/panoramic-views-in-lovely-eastview/</link>
		<comments>http://pictureperfectsandiego.com/2011/05/19/panoramic-views-in-lovely-eastview/#comments</comments>
		<pubDate>Thu, 19 May 2011 18:22:09 +0000</pubDate>
		<dc:creator>Mira Bozanich</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Elegant Homes]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[Great Real Estate Deals]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[Investment Properties]]></category>
		<category><![CDATA[New Listings]]></category>
		<category><![CDATA[Open Houses]]></category>
		<category><![CDATA[Picture Perfect Productions]]></category>
		<category><![CDATA[Picture Perfect San Diego]]></category>
		<category><![CDATA[Poway]]></category>
		<category><![CDATA[Rancho Bernardo]]></category>
		<category><![CDATA[Real Living]]></category>
		<category><![CDATA[Real Living Lifestyles]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[Schools]]></category>
		<category><![CDATA[Senior Living]]></category>
		<category><![CDATA[Video & Virtual Property Tours]]></category>
		<category><![CDATA[92128]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[mira bozanich]]></category>
		<category><![CDATA[Poway Unified School District]]></category>
		<category><![CDATA[rancho bernardo real estate agent]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=16737</guid>
		<description><![CDATA[Just Reduced! Serene, Panoramic Views of City Lights, Mountains &#38; Sunsets in lovely &#8220;Eastview&#8221;~~Most Popular Sapphire Model you&#8217;ve been waiting for~~Spacious Master Suite on the First Level~~two BR&#8217;s &#38; Loft/Office/BR 4 Upstairs~~Stunning &#38; Inviting, Light &#38; Bright Floor Plan features: Cathedral Ceilings, Spiral Staircase, Sunken Living~~Gourmet Cook Kitchen offers Abundance of Cabinetry, Center Island &#38; [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2011/05/19/panoramic-views-in-lovely-eastview/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Oaks North Condo in Rancho Bernardo-Open Saturday March 19th!</title>
		<link>http://pictureperfectsandiego.com/2011/03/11/oaks-north-condo-in-rancho-bernardo-open-sunday-march-13th/</link>
		<comments>http://pictureperfectsandiego.com/2011/03/11/oaks-north-condo-in-rancho-bernardo-open-sunday-march-13th/#comments</comments>
		<pubDate>Fri, 11 Mar 2011 22:13:09 +0000</pubDate>
		<dc:creator>Nancy</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Condos & Townhomes]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[Golf]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Open Houses]]></category>
		<category><![CDATA[Rancho Bernardo]]></category>
		<category><![CDATA[Senior Living]]></category>
		<category><![CDATA[92128]]></category>
		<category><![CDATA[Exclusive Properties]]></category>
		<category><![CDATA[Golf Community]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Nancy]]></category>
		<category><![CDATA[Open House]]></category>
		<category><![CDATA[rancho bernardo real estate]]></category>
		<category><![CDATA[san diego real estate]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=15897</guid>
		<description><![CDATA[Lovely community of Oaks North located at 18010 Avenida Alozdra   Charming townhouse with cathedral ceilings in living room and dining room. Spacious kitchen with lots of counter space and cabinet space, indoor laundry room, and cozy patio opens onto greenbelt . Replaced polybutylene pipes with copper piping in 2006.   Priced at $334,999 Come [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2011/03/11/oaks-north-condo-in-rancho-bernardo-open-sunday-march-13th/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Make This Home Your Castle! Open Sunday March 6</title>
		<link>http://pictureperfectsandiego.com/2011/02/28/make-this-home-your-castle-open-sunday-march-6/</link>
		<comments>http://pictureperfectsandiego.com/2011/02/28/make-this-home-your-castle-open-sunday-march-6/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 00:51:12 +0000</pubDate>
		<dc:creator>Nancy</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Exclusive Properties Agents]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[Golf]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Homeowners Associations]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[Open Houses]]></category>
		<category><![CDATA[Picture Perfect San Diego]]></category>
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		<category><![CDATA[92128]]></category>
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		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Nancy]]></category>
		<category><![CDATA[Open House]]></category>
		<category><![CDATA[Poway Unified School District]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=15901</guid>
		<description><![CDATA[Open House on Sunday, March 6 from 1-4 pm! 12725 Matanza, Rancho Bernardo Freshly painted  single story ranch house in Rancho Bernardo features 3 bedrooms, 2 baths in the quaint neighborhood of Bernardo Hills.  Perched on .16 acres, with a 2 car garage, spacious covered patio, truly a classic home! Nearby RB Swim &#38; Tennis Club [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2011/02/28/make-this-home-your-castle-open-sunday-march-6/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why You Should Buy That Home Now</title>
		<link>http://pictureperfectsandiego.com/2011/02/25/why-you-should-buy-that-home-now/</link>
		<comments>http://pictureperfectsandiego.com/2011/02/25/why-you-should-buy-that-home-now/#comments</comments>
		<pubDate>Fri, 25 Feb 2011 17:27:36 +0000</pubDate>
		<dc:creator>Mira Bozanich</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Condos & Townhomes]]></category>
		<category><![CDATA[Exclusive Properties]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[Golf]]></category>
		<category><![CDATA[Great Real Estate Deals]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[Investment Properties]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Picture Perfect San Diego]]></category>
		<category><![CDATA[Poway]]></category>
		<category><![CDATA[poway real estate]]></category>
		<category><![CDATA[Rancho Bernardo]]></category>
		<category><![CDATA[Rancho Penasquitos]]></category>
		<category><![CDATA[Rancho Santa Fe]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[Senior Living]]></category>
		<category><![CDATA[92064]]></category>
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		<category><![CDATA[Gated Community]]></category>
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		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Poway Unified School District]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=15891</guid>
		<description><![CDATA[Why You Should Buy That Home Now – Real Estate by AnnaMaria Andriotis The Obama Administration’s proposals to extricate the government from Mortgage Lending sounds like the death knell for Freddie Mac and Fannie Mae. That is not good news for Homebuyers, either. In the proposals there were changes that will mean more Expensive Mortgages, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>San Diego: A Leader in an “Infant” Housing Recovery</title>
		<link>http://pictureperfectsandiego.com/2011/02/04/san-diego-a-leader-in-an-%e2%80%9cinfant%e2%80%9d-housing-recovery/</link>
		<comments>http://pictureperfectsandiego.com/2011/02/04/san-diego-a-leader-in-an-%e2%80%9cinfant%e2%80%9d-housing-recovery/#comments</comments>
		<pubDate>Fri, 04 Feb 2011 19:24:39 +0000</pubDate>
		<dc:creator>Paul Morales</dc:creator>
				<category><![CDATA[Area Information]]></category>
		<category><![CDATA[Area Statistics]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Encinitas]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Oceanside]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[housing recovery]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[san diego real estate]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=15536</guid>
		<description><![CDATA[our home town has become one of the leaders in an “infant" housing recovery]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2011/02/04/san-diego-a-leader-in-an-%e2%80%9cinfant%e2%80%9d-housing-recovery/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Superbowl, I Know, I Understand!</title>
		<link>http://pictureperfectsandiego.com/2011/02/04/the-superbowl-i-know-i-understand/</link>
		<comments>http://pictureperfectsandiego.com/2011/02/04/the-superbowl-i-know-i-understand/#comments</comments>
		<pubDate>Fri, 04 Feb 2011 18:54:01 +0000</pubDate>
		<dc:creator>Nancy</dc:creator>
				<category><![CDATA[Awards and Recognitions]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[Golf]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Homeowners Associations]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[Open Houses]]></category>
		<category><![CDATA[Picture Perfect Productions]]></category>
		<category><![CDATA[Rancho Bernardo]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[Video & Virtual Property Tours]]></category>
		<category><![CDATA[55 + community]]></category>
		<category><![CDATA[92064]]></category>
		<category><![CDATA[92127]]></category>
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		<category><![CDATA[Exclusive Properties]]></category>
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		<category><![CDATA[Nancy]]></category>
		<category><![CDATA[Open House]]></category>
		<category><![CDATA[rancho bernardo real estate]]></category>
		<category><![CDATA[rancho bernardo real estate agent]]></category>
		<category><![CDATA[Rancho Bernardo Realtor]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Agents]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=15550</guid>
		<description><![CDATA[Not all of us live for superbowl weekend, the rest of us are on hand to run out for more drinks and snacks, to clean up before the gang arrives, and after they leave.  I understand.  Not the time to run out and see open houses.  So many of us are doing them on Sat.  Here's a special one in Seven Oaks Community at 16929 Bellota Drive.

]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2011/02/04/the-superbowl-i-know-i-understand/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Americans&#8217; Aspirations for Homeownership Remain Strong</title>
		<link>http://pictureperfectsandiego.com/2011/01/28/americans-aspirations-for-homeownership-remain-strong/</link>
		<comments>http://pictureperfectsandiego.com/2011/01/28/americans-aspirations-for-homeownership-remain-strong/#comments</comments>
		<pubDate>Sat, 29 Jan 2011 01:39:28 +0000</pubDate>
		<dc:creator>Mira Bozanich</dc:creator>
				<category><![CDATA[Area Information]]></category>
		<category><![CDATA[Baby Boomers]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[92128]]></category>
		<category><![CDATA[Exclusive Properties]]></category>
		<category><![CDATA[Golf Community]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Home Loans]]></category>
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		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=15416</guid>
		<description><![CDATA[Own-Rent Analysis While more than half of Americans say the Housing Crisis has not affected their willingness to buy a home, many still have doubts about the Housing Market for the near term. According to the Fannie Mae 2010 Own-Rent Analysis report released in December, 89% of Homeowners, and 44% of Renters believe they would [...]]]></description>
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