Archive for the 'Market Trends' Category
Please come visit during one of our Open Houses this weekend, I would love to show you this spectacular Sea Cliff home!
- Saturday, 10/22 Open House will be held from 1:00-4:00pm
- Sunday, 10/23 Open House will be held from 11:00-2:00pm
- Single Level – Detached Home
- 2 Bedrooms, 2 Full Baths
- Plus Den / Library
- Vaulted Ceilings
- Upgraded Kitchen
- Granite Counter Tops
- Laundry Room
- Freshly Painted
- New Carpet
- Hardwood Floors
- Private Gated Yard
- Mature Landscaping
- Fire Pit
- Private Bedroom Patio
- 2 Car Attached Garage
Sea Cliff’s amenities include: Gated Community, Walking Paths, Club House, Pools, Tennis Courts and Low HOA’s. Quarter Mile to Carlsbad Beaches and central to Shopping.
Jeff DeChamplain, Real Living Lifestyles
Your Guide On The Way Home
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Please Join Me at the Open House on Saturday 10/22!! I’ll be there from 11:00-3:00 PM and I would love to show you this fantastic townhome.
Carlsbad, CA –Upgraded Monarch Villa townhome in La Costa. Batiquitos Lagoon and La Costa Valley hill views from each room and private balconies. Completely remodeled gourmet kitchen and state of the art baths, spacious open floor plan, fireplace, 2 car attached garage with direct access.
- 2 Level Townhome, 1,622 Sq. Ft.
- 3 Bedrooms, 2.5 Bathrooms
- Brand New Culinary Kitchen: All New Cabinetry, Silestone Countertops, Tiled Backsplash, LG Stainless Appliances & Tiled Floors
- Fireplace in Living Room
- Large view deck off Living Room & second deck off Family Room
- Brand New Luxurious Bathrooms: All New Cabinetry, Granite Countertops, Sinks, Fixtures, Tile Floor & Baths plus Dual Head Shower In Master
- Expansive Lagoon & La Costa hill Views
- Minutes to Beach, Walking Paths, Shopping, Dining & Entertainment
- Close to 3 World Famous Golf Courses
- San Dieguito School District
Monarch Villa’s amenities include: gated community, pool, spa, tennis courts, low HOA’s and is conveniently situated close to world famous golfing at the La Costa Resort & Spa, Park Hyatt Aviara and Encinitas Ranch Golf Course. The beach is just minutes away as well as walking paths at Batiquitos Lagoon, shopping and dining and entertainment.
Jeff DeChamplain, Real Living Lifestyles
Your Guide On The Way Home
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Not a foreclosure or Short Sale.
Real Sellers. Real Motivated
Owners want out of Property Management
Extras and Upgrades Include:
- Travertine Floors throughout
- Stone Countertops in Kitchen & Baths
- Bathrooms have been Upgraded
- 2-master suites
- 2 1/2 bathrooms
- 1 bathroom in each bedroom plus 1/2 bath for guests
- vaulted ceilings
- southerly view from living room,kitchen & Dining Area
- gated beach access
- small intimate complex with only 30-units
- Short Walk to Del Mar Race Track and County Fairgrounds
- Near Cedros Design District, Restaurants and Entertainment:
- Brigantine restaurant
- Belly Up
- Fletcher Cove
- View other homes @ www.nickbednorz.com
- open this link to view MLS sheet Residential Client Full (All Pages)
- Click this link for virtual Tour
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Why is now a good time to buy a home? The answer may not be exactly what you think! Sure, home prices are down, making that home you had your eye on a few years ago much more affordable. Even more significant though is the drop in interest rates. For months we’ve heard reports that interest rates are “nearing all time lows” but last week, interest rates hit their all time low at a little over 3.75%.
A lot of people I meet and clients I’m working with to help buy a home ask me, “shouldn’t we wait to see if home prices continue to drop?” I also hear, “I’ve heard that we may be in for another housing price dip…shouldn’t we wait?” My answer: If you want to pay more for your home, wait to see what happens with home prices! Now this might be opposite of what you expected and it does not mean that I think home prices are going to begin rising dramatically. It means that home buyers should take advantage of the low interest rates while they last. They are MORE significant than the price of the home.
Do you know that a $600,000 home will cost you approximately $130,000 more over the life of the loan for every point of interest? For example, the difference between a 4.25% interest and 5.25% interest rate (both of which are fantastic) will cost you approximately $130,000 amortized! Sure, we may see home prices go down a bit more, but why risk $130,000 while you wait for the price to drop $10,000 or $20,000? To break it down further, the same $600,000 home will cost you approximately $362 per month more for every 1% increase in interest rate. Compare this to the approximate $100 per month savings for every $20,000 in home price reduction. Bottom line: If you are waiting for that $600,000 home to drop to $580,000 to save $100 per month, if interest rates rise, you will be paying much more for your home, not less! Interest rates are sure to begin rising again at some point. The average interest rate historically is 9%. We’ve hit the “all time low” already and rates are still great! Take advantage of it!
Lisa Herndon is a licensed Realtor proudly serving the San Diego, CA area. Please visit www.SanDiegoGreatHomes.com for more information and to learn about working with Lisa to help buy or sell your home!
Financial information provided by Mark Robertson with Samuel Scott Financial. For more information about Samuel Scott Financial, visit http://samuelscottfg.com/mark.htm
Steve Rodgers, President/CEO/Partner Real Living Lifestyles Integrated Real Estate Services
More Answers Than Questions
By now we’ve all heard about the unprecedented downgrade to the U.S. credit rating, which ultimately led the stock market to take a week-long roller coaster ride. You may feel that you have more questions than answers and are not quite sure where to turn.
How might this financial news affect our mortgage rates and Real Estate market? Many were concerned that it might cause the interests rates to increase. Others considered just the opposite might take place. None the less, it has been a volatile time for Wall Street and the overall U.S. financial markets.
For questions involving the real estate industry, whether you are selling or buying, your Realtor has the education, experience and desire to provide you with the answers you need so you can make the decisions that are in your best interest.
As an article last week in the Washington Post pointed out, the recent stock market sell-off created ultra-low interest rates. Fortunately, the Federal Reserve pledged to keep its benchmark interest rate at a record low at least through mid-2013, representing the biggest effort since November to spark the U.S. economy and revive confidence. This is good for the housing market and will help to encourage some of those from first time buyers to long-time investors to take advantage of the current home prices and remarkable interest rates.
According to an AP article in last Sunday’s Union Tribune about the ups and downs of Wall Street, it said “Investors can’t make up their minds, it’s not time to sell, but it’s probably not time to pour money into stocks either.”
With record low rates this week, the 30-year fixed-rate mortgage averaged 4.32 percent; 15-year fixed averaged 3.50 percent, 5-year ARM averaged 3.13; and 1-year ARM: averaged 2.89 percent, making real estate another good solution for cash investments.
When we think about home ownership, several things come quickly to mind: it is still one of the greatest aspects of the American Dream; the long-term investment is quite positive; the “pride factor” is high as it adds to our lifestyle satisfaction.
In a survey conducted by the National Association of Realtors to renters nationwide asking why home ownership matters to them, the respondents indicated stability and safety as the top reason. Long-term economic reasons such as building equity followed closely behind.
Consult with your Real Living Lifestyles Realtor today. Allow them to share the answers to your real estate questions.