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	<title>Picture Perfect San Diego &#187; Homeowners</title>
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	<link>http://pictureperfectsandiego.com</link>
	<description>Picture Perfect San Diego Real Estate Blog</description>
	<lastBuildDate>Tue, 07 Feb 2012 03:10:36 +0000</lastBuildDate>
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		<title>Just Listed! French Country Estate in Olivenhain</title>
		<link>http://pictureperfectsandiego.com/2011/11/07/just-listed-french-country-estate-in-olivenhain/</link>
		<comments>http://pictureperfectsandiego.com/2011/11/07/just-listed-french-country-estate-in-olivenhain/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 18:41:44 +0000</pubDate>
		<dc:creator>Jeff DeChamplain</dc:creator>
				<category><![CDATA[Area Information]]></category>
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		<category><![CDATA[Elegant Homes]]></category>
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		<category><![CDATA[Country Estate]]></category>
		<category><![CDATA[Encinitas Estate Home]]></category>
		<category><![CDATA[French Coutry Estate]]></category>
		<category><![CDATA[Luxury Home]]></category>
		<category><![CDATA[Olivenhain Estate Home]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=18275</guid>
		<description><![CDATA[Olivenhain, CA –Welcome to one of Olivenhain&#8217;s finest French Country Estates with dramatic views.  Lives like a single level home with 5 bedrooms &#38; living space on the main level. Lower level is a full guest suite with separate parking/entrance, full kitchenette &#38; Home Theater.  This stunning estate is complete with pool/spa, tennis court, elevator [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>OPEN HOUSE, Saturday &amp; Sunday – Coastal Carlsbad Living in Sea Cliff</title>
		<link>http://pictureperfectsandiego.com/2011/10/21/open-house-saturday-sunday-%e2%80%93-coastal-carlsbad-living-in-sea-cliff/</link>
		<comments>http://pictureperfectsandiego.com/2011/10/21/open-house-saturday-sunday-%e2%80%93-coastal-carlsbad-living-in-sea-cliff/#comments</comments>
		<pubDate>Sat, 22 Oct 2011 02:32:09 +0000</pubDate>
		<dc:creator>Jeff DeChamplain</dc:creator>
				<category><![CDATA[Activities & Events]]></category>
		<category><![CDATA[Agent Services]]></category>
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		<category><![CDATA[Awards and Recognitions]]></category>
		<category><![CDATA[Baby Boomers]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Coastal Living]]></category>
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		<category><![CDATA[Find A Home]]></category>
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		<category><![CDATA[La Costa]]></category>
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		<category><![CDATA[Summer]]></category>
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		<category><![CDATA[Open House]]></category>
		<category><![CDATA[Sea Cliff]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=18032</guid>
		<description><![CDATA[Please come visit during one of our Open Houses this weekend, I would love to show you this spectacular Sea Cliff home! Saturday, 10/22 Open House will be held from 1:00-4:00pm Sunday, 10/23 Open House will be held from 11:00-2:00pm Features: Single Level – Detached Home 2 Bedrooms, 2 Full Baths Plus Den / Library Vaulted Ceilings [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2011/10/21/open-house-saturday-sunday-%e2%80%93-coastal-carlsbad-living-in-sea-cliff/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Open House @ the Ocean in Solana Beach Saturday October 22nd 12:30 to 4p.m.</title>
		<link>http://pictureperfectsandiego.com/2011/10/19/open-house-the-ocean-in-solana-beach-saturday-october-22nd-1230-to-4p-m/</link>
		<comments>http://pictureperfectsandiego.com/2011/10/19/open-house-the-ocean-in-solana-beach-saturday-october-22nd-1230-to-4p-m/#comments</comments>
		<pubDate>Wed, 19 Oct 2011 17:42:21 +0000</pubDate>
		<dc:creator>Nick Bednorz</dc:creator>
				<category><![CDATA[Activities & Events]]></category>
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		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Carmel Valley]]></category>
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		<category><![CDATA[Condos & Townhomes]]></category>
		<category><![CDATA[Contracts & Negotiations]]></category>
		<category><![CDATA[Del Mar]]></category>
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		<category><![CDATA[Downtown]]></category>
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		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=17910</guid>
		<description><![CDATA[Located @ 707 Sierra Ave South in Solana Beach CA 92075 Offering Price $649,500 Not a foreclosure or Short Sale. Real Sellers. Real Motivated Owners want out of Property Management Extras and Upgrades Include: Travertine Floors throughout Stone Countertops in Kitchen &#38; Baths Bathrooms have been Upgraded 2-master suites 2 1/2 bathrooms 1 bathroom in [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2011/10/19/open-house-the-ocean-in-solana-beach-saturday-october-22nd-1230-to-4p-m/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Just Listed! Highly Upgraded La Costa Townhome</title>
		<link>http://pictureperfectsandiego.com/2011/10/18/just-listed-highly-upgraded-la-costa-townhome/</link>
		<comments>http://pictureperfectsandiego.com/2011/10/18/just-listed-highly-upgraded-la-costa-townhome/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 20:54:11 +0000</pubDate>
		<dc:creator>Jeff DeChamplain</dc:creator>
				<category><![CDATA[Activities & Events]]></category>
		<category><![CDATA[Agent Services]]></category>
		<category><![CDATA[Area Information]]></category>
		<category><![CDATA[Area Statistics]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Coastal Living]]></category>
		<category><![CDATA[Community Service]]></category>
		<category><![CDATA[Condos & Townhomes]]></category>
		<category><![CDATA[Encinitas]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[Golf]]></category>
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		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=17975</guid>
		<description><![CDATA[Carlsbad, CA –Upgraded Monarch Villa townhome in La Costa.  Botaquitos Lagoon and La Costa Valley Hill views from each room and private balconies. Completely remodeled gourmet kitchen and state of the art baths, spacious open floor plan, fireplace, 2 car attached garage with direct access. Features: 2 Level Townhome, 1,622 Sq. Ft. 3 Bedrooms, 2.5 [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2011/10/18/just-listed-highly-upgraded-la-costa-townhome/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Panoramic Views in Lovely Eastview</title>
		<link>http://pictureperfectsandiego.com/2011/05/19/panoramic-views-in-lovely-eastview/</link>
		<comments>http://pictureperfectsandiego.com/2011/05/19/panoramic-views-in-lovely-eastview/#comments</comments>
		<pubDate>Thu, 19 May 2011 18:22:09 +0000</pubDate>
		<dc:creator>Mira Bozanich</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Elegant Homes]]></category>
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		<category><![CDATA[rancho bernardo real estate agent]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=16737</guid>
		<description><![CDATA[Just Reduced! Serene, Panoramic Views of City Lights, Mountains &#38; Sunsets in lovely &#8220;Eastview&#8221;~~Most Popular Sapphire Model you&#8217;ve been waiting for~~Spacious Master Suite on the First Level~~two BR&#8217;s &#38; Loft/Office/BR 4 Upstairs~~Stunning &#38; Inviting, Light &#38; Bright Floor Plan features: Cathedral Ceilings, Spiral Staircase, Sunken Living~~Gourmet Cook Kitchen offers Abundance of Cabinetry, Center Island &#38; [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2011/05/19/panoramic-views-in-lovely-eastview/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Open House This Sunday from 1-4 at 18010 Avenida Alozdra in Oaks North!</title>
		<link>http://pictureperfectsandiego.com/2011/04/01/open-house-this-sunday-from-1-4-at-18010-avenida-alozdra-in-oaks-north/</link>
		<comments>http://pictureperfectsandiego.com/2011/04/01/open-house-this-sunday-from-1-4-at-18010-avenida-alozdra-in-oaks-north/#comments</comments>
		<pubDate>Fri, 01 Apr 2011 21:23:02 +0000</pubDate>
		<dc:creator>Nancy</dc:creator>
				<category><![CDATA[Agent Services]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Condos & Townhomes]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[Golf]]></category>
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		<category><![CDATA[homes for sale]]></category>
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		<category><![CDATA[Nancy]]></category>
		<category><![CDATA[Oaks North]]></category>
		<category><![CDATA[Open House]]></category>
		<category><![CDATA[rancho bernardo real estate]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=16249</guid>
		<description><![CDATA[Stunning townhouse in Oaks North located at 18010 Avenida Alozdra, Rancho Bernardo This property offers cathedral ceilings in living room and dinning room. Kitchen is spacious with lots of counter space and cabinet space, indoor laundry room, and cozy patio opens onto greenbelt . Replaced polybutylene pipes with copper piping in 2006. Buyer to verify [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Yes – You May Still Deduct Mortgage Insurance (PMI) – For Now</title>
		<link>http://pictureperfectsandiego.com/2011/03/15/yes-%e2%80%93-you-may-still-deduct-mortgage-insurance-pmi-%e2%80%93-for-now/</link>
		<comments>http://pictureperfectsandiego.com/2011/03/15/yes-%e2%80%93-you-may-still-deduct-mortgage-insurance-pmi-%e2%80%93-for-now/#comments</comments>
		<pubDate>Tue, 15 Mar 2011 21:48:42 +0000</pubDate>
		<dc:creator>Paul Gonzales</dc:creator>
				<category><![CDATA[CW Mortgage]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Financial news]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Industry Updates]]></category>
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		<category><![CDATA[New Homes]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[mortgage insurance]]></category>
		<category><![CDATA[PMI]]></category>
		<category><![CDATA[tax breaks]]></category>
		<category><![CDATA[tax deduction]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=16080</guid>
		<description><![CDATA[Although Congress passed this law back in 2007 and extended it through this year (2011), this remains a common question for owners of real estate.  Mortgage insurance is typically a monthly expense that occurs when a property is purchased with less than 20% down payment or refinanced with less than 20% equity. Homeowners who itemize [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Oaks North Condo in Rancho Bernardo-Open Saturday March 19th!</title>
		<link>http://pictureperfectsandiego.com/2011/03/11/oaks-north-condo-in-rancho-bernardo-open-sunday-march-13th/</link>
		<comments>http://pictureperfectsandiego.com/2011/03/11/oaks-north-condo-in-rancho-bernardo-open-sunday-march-13th/#comments</comments>
		<pubDate>Fri, 11 Mar 2011 22:13:09 +0000</pubDate>
		<dc:creator>Nancy</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Condos & Townhomes]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[Golf]]></category>
		<category><![CDATA[Home Loans]]></category>
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		<category><![CDATA[Open Houses]]></category>
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		<category><![CDATA[92128]]></category>
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		<category><![CDATA[san diego real estate]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=15897</guid>
		<description><![CDATA[Lovely community of Oaks North located at 18010 Avenida Alozdra   Charming townhouse with cathedral ceilings in living room and dining room. Spacious kitchen with lots of counter space and cabinet space, indoor laundry room, and cozy patio opens onto greenbelt . Replaced polybutylene pipes with copper piping in 2006.   Priced at $334,999 Come [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2011/03/11/oaks-north-condo-in-rancho-bernardo-open-sunday-march-13th/feed/</wfw:commentRss>
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		<title>Make This Home Your Castle! Open Sunday March 6</title>
		<link>http://pictureperfectsandiego.com/2011/02/28/make-this-home-your-castle-open-sunday-march-6/</link>
		<comments>http://pictureperfectsandiego.com/2011/02/28/make-this-home-your-castle-open-sunday-march-6/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 00:51:12 +0000</pubDate>
		<dc:creator>Nancy</dc:creator>
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		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=15901</guid>
		<description><![CDATA[Open House on Sunday, March 6 from 1-4 pm! 12725 Matanza, Rancho Bernardo Freshly painted  single story ranch house in Rancho Bernardo features 3 bedrooms, 2 baths in the quaint neighborhood of Bernardo Hills.  Perched on .16 acres, with a 2 car garage, spacious covered patio, truly a classic home! Nearby RB Swim &#38; Tennis Club [...]]]></description>
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		<title>Why You Should Buy That Home Now</title>
		<link>http://pictureperfectsandiego.com/2011/02/25/why-you-should-buy-that-home-now/</link>
		<comments>http://pictureperfectsandiego.com/2011/02/25/why-you-should-buy-that-home-now/#comments</comments>
		<pubDate>Fri, 25 Feb 2011 17:27:36 +0000</pubDate>
		<dc:creator>Mira Bozanich</dc:creator>
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		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=15891</guid>
		<description><![CDATA[Why You Should Buy That Home Now – Real Estate by AnnaMaria Andriotis The Obama Administration’s proposals to extricate the government from Mortgage Lending sounds like the death knell for Freddie Mac and Fannie Mae. That is not good news for Homebuyers, either. In the proposals there were changes that will mean more Expensive Mortgages, [...]]]></description>
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