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AgentResourceCenter

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The Agent Resource Center is for the exclusive use of Windermere Agents and associates. If you would like access to this extraordinary set of real estate tools, please contact Eileen Schwartz at (760) 803-4663.

Archive for the 'Homeowners' Category

Seriously? Single Family Detached home in Rancho Bernardo for around 500k? Come to the open house Sunday 8/22 from 1-4pm

Single family home with a pool in the Gatewood Hills area of Rancho Bernardo.  The home is located in a quiet cul de sac, minutes away from the Swim and Tennis club, and is also located within the acclaimed Poway Unified School District.  Come see your future home on Sunday 8/22/10 from 1-4pm.  For a detailed flyer, please click here.

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Related Posts: Buyers, Find A Home, Homeowners, Open Houses, Rancho Bernardo, San Diego, Windermere, homes for sale

The Optimal Way to Make an Open House Lead to a Sold House

If you are going to be spending the middle of the day holding an open house, whether you are an agent or the homeowner, you might as well make it the most effective three hours possible.  Similar to a professional athlete, you must put in all the necessary work before the actual game to make sure you have given yourself the best shot at being successful.  With that being said, here is what you need to do:

To do List for when you decide to hold an open house:

Open House Checklist-The Day of the Open House

Follow Up

Summary

Holding an open house is all about exposure and giving potential buyers every reason to want to come into your home.  With that being said, if safety allows it, I would encourage you to keep the front door open to give that welcoming feeling.  Let the visitors know that you’d be happy to answer any of their questions and give them the option of checking out the place on their own or having you give them a tour.  Most will opt to browse at their leisure.  While this is fine, you do hope to engage them in conversation and get feedback, so be prepared to have a lot of talking points.  If nothing else, simply ask, “So, would you like to buy this house?“  This is sure to elicit a chuckle or two, lead to a conversation, and perhaps even a sale!

Chad Basinger, REALTOR®, CPA, CFP®

Windermere Exclusive Properties

www.chadbasinger.com

858.997.3704

chad@chadbasinger.com

Related Posts: Agent Services, Home Improvement, Homeowners, Moving Tips & Advice, Open Houses, San Diego, Windermere, Windermere Agents, homes for sale

New Listing: Santaluz Former Model Home

Spanish Bungalow Just Listed $999,900-$1,074,900!

 

Carole frnt

Exceptional 4 bedroom, 4 bath, @ 3144 sqft. home reflects the true essence of the Santaluz Community. This property is filled with architectural interest and style. there is a complete integration of the interior with exterior patios and space with four sets of french doors leading you out to enjoy the California sunshine. You will enjoy near perfect weather with this coastal close Santaluz location.
The upgrades in this home are too numerous to list. Model homes are known to be “over the top” and this is no exception. The entry inlaid design in natural stone welcomes you and the stone flooring leads you into the main living areas of the home. Beamed ceilings and ample use of crown molding accent high ceilings. Natural light floods this home with multiple windows and doors. The window treatments are custom and tastefully selected. The kitchen will not disappoint the most demanding home buyer. The cabinets are warmly stained, stainless appliances include a newer Fisher+Paykel dishwasher, Monogram refrigerator, DCS 6 burner gas stove/oven with over sized hood, GE microwave and a walk in pantry.This property is located on 14517 Caminito Lazanja (92127) within the gates of Santaluz proper. Virtual Tour: http://www.flashitfirst.com/Gallery/145717_caminito_lazanja_bt1/

Gretchen and Alan Pagnotta have been residents of Santaluz for more than six years owning multiple homes within the community.  They life the Santaluz lifestyle as active members of the Santaluz Club and many social clubs and participate in all the activities.  They list, sell, trade and lease properties in this vibrant community.

For the continuation of this blog go to:http://sandiegohomeinfoblog.com/2010/06/28/14517-caminito-lazanja-new-listing-santaluz/

For additional information and blogs on SANTALUZ go to: www.SanDiegoHomeInfoblog.com/Santaluz

 

 

 

 

 

 

Related Posts: Buyers, Homeowners, San Diego, Santa Luz

When was the last time you reviewed your homeowner’s insurance policy?

If your home were to burn to the ground or suffer another calamity, do you have the proper level of insurance in place?  Coming from someone who was within 100 yards of the 9/11/01 attacks on the World Trade Center and also had to evacuate at 3:30 am from the major fires here in San Diego that scorched my neighborhood in  2007, I have come to expect the unexpected.  It is times like these when people pay particular attention to insurance coverage.  However, it is critical to do an annual check of your coverage levels no matter what.

That begs the question of how much insurance you should have.   If you under insure your home and suffer a devastating loss, then you risk not being able to return to the lifestyle you grew accustomed to. On the flip side, if you over insure, you’re throwing money away every year on unnecessarily high premiums.

In order to best assess your situation, you should review your homeowners insurance policy, talk to your agent, and do your research.

Make sure you compare apples to apples

All homeowners insurance policies are not equal.   As stated earlier, review your policy every year to confirm it meets your needs. The first step is to understand the types of coverage available.

Actual cash value coverage reimburses you for the value of your home based on its current condition.   If your home was built in the eighties, you’d receive only the depreciated value of 20-30 year old windows, cabinets, appliances, and so on.

Most insurers recommend the more comprehensive replacement cost coverage. With it,  you’ll be reimbursed for the amount it will cost to rebuild your home like new with the same kind and quality of materials. Depreciation doesn’t factor into the settlement equation.

To get the full benefit of replacement coverage, you need to purchase enough insurance to cover the total cost to rebuild your home, excluding the value of the land.  Keep in mind that the amount you could sell your home for today isn’t necessarily the same as how much it would cost to rebuild.  Thus, it is replacement cost, not market value that you should pay attention to.

How much does it cost to rebuild?

The main driver is clearly the current construction costs in your area.  When the market is hot, and contractors are in demand, the price/square foot to build is most likely higher than during a down market where contractors are willing to build for less.  If you’ve purchased a newly constructed home in the past year, you have a good idea of the cost to rebuild. The same is true if you’ve refinanced within the past year since an appraisal during that process most likely included three valuations: replacement cost, market value, and actual cash value.

Of course, you can also contact several local home builders and inquire about the average square-foot construction cost in your area.

Don’t forget to increase the amount of coverage if you make any substantial additions to the house.  Your insurance agent should be able to guide you.

Closing thoughts

By no means am I an insurance agent, but I have dealt with homeowner’s insurance as a financial planner and as a real estate agent.  At least 95% of the clients I dealt with as a planner were under insured and the majority of them weren’t even aware of this.  Your home is most likely your most valuable asset, so it is prudent to make sure you are adequately protected, not just today, but on an annual basis.  Don’t wait until it’s too late to review your policy.  Not once have I heard someone say they had too much insurance, but I can definitely attest to hearing far too many people wishing they had more.  Whatever your situation, just make sure that you are prepared for the worst, but as with everything in life, hope for the best.

Chad Basinger, REALTOR®, CPA, CFP®

Windermere Exclusive Properties

www.chadbasinger.com

858.997.3704

chad@chadbasinger.com

Related Posts: Buyers, Homeowners, Moving Tips & Advice, homes for sale

Treasures For Sale!

Headshot update

Another fun & great event

At my newest listing: Estate Sale by the crew of Cover Your Assets

 Be the first to see this listing, before open house Sun.

Located in Marbella at 13029 Camino Ramillette, San Diego, 92128

 (Rancho Bernardo), Cross street is Paseo Del Verano Norte.

May 13, 14, Thurs/Fri 9am – 5pm,

May 15,       Sat.         8am – 1pm

 We enjoyed putting this sale together at a beautiful location close to the Bernardo Winery. (Think that helped? J ) The two gals & the geezer invite you to a highlight sale with over 100 collector plates, most with original box, Dalton, Limoges, Royal Copeland & more. Also a collection of Anna Lee, Waterford and more. Lots of jewelry making supplies, boxes of nicer Christmas decorations, potted plants, garden supplies, patio set, kitchen items, dining room set, living room furniture, headboards and nightstands, and for the square dancers lots of clothes etc. Plus all the mirrors, books, tools, art & much more.

 Phone contact for this sale is 951-265-1512, 951-375-0332,

 951-3750271                 CASH ONLY!!!

Related Posts: Activities & Events, Area Information, Buyers, Find A Home, Homeowners, Just for Fun, Lifestyle, New Listings, Open Houses, Rancho Bernardo, San Diego, Sellers, Senior Living, Windermere Agents, WindermereSanDiego.com, homes for sale

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