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	<title>Picture Perfect San Diego &#187; Contracts &amp; Negotiations</title>
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	<link>http://pictureperfectsandiego.com</link>
	<description>Picture Perfect San Diego Real Estate Blog</description>
	<lastBuildDate>Thu, 29 Jul 2010 21:51:37 +0000</lastBuildDate>
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		<title>Thinking of Renting Your Place? Follow These Steps and Save Lots of Headaches!</title>
		<link>http://pictureperfectsandiego.com/2010/07/15/thinking-of-renting-your-place-follow-these-steps-and-save-lots-of-headaches/</link>
		<comments>http://pictureperfectsandiego.com/2010/07/15/thinking-of-renting-your-place-follow-these-steps-and-save-lots-of-headaches/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 15:15:58 +0000</pubDate>
		<dc:creator>Chad Basinger, REALTOR®, CPA, CFP®</dc:creator>
				<category><![CDATA[Contracts & Negotiations]]></category>
		<category><![CDATA[Investment Properties]]></category>
		<category><![CDATA[Moving Tips & Advice]]></category>
		<category><![CDATA[Rentals]]></category>
		<category><![CDATA[leasing]]></category>
		<category><![CDATA[property management]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=12423</guid>
		<description><![CDATA[

Perhaps you are a homeowner who is unsuccessfully trying to sell your home and have decided that renting it out may be the better (or only) option.  Or, you may be one of the more fortunate homeowners’ out there who do not have to sell, but simply rents out your property as a source of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Are You Looking for a Successful Career In Real Estate?</title>
		<link>http://pictureperfectsandiego.com/2010/06/02/are-you-looking-for-a-successful-career-in-real-estate/</link>
		<comments>http://pictureperfectsandiego.com/2010/06/02/are-you-looking-for-a-successful-career-in-real-estate/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 00:01:09 +0000</pubDate>
		<dc:creator>Eileen Schwartz</dc:creator>
				<category><![CDATA[Agent Services]]></category>
		<category><![CDATA[Careers at Windermere]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Carmel Valley]]></category>
		<category><![CDATA[Contracts & Negotiations]]></category>
		<category><![CDATA[Del Mar]]></category>
		<category><![CDATA[Downtown]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Encinitas]]></category>
		<category><![CDATA[Escondido]]></category>
		<category><![CDATA[Fairbanks Ranch]]></category>
		<category><![CDATA[Great Real Estate Deals]]></category>
		<category><![CDATA[International Real Estate]]></category>
		<category><![CDATA[Join Windermere]]></category>
		<category><![CDATA[Just for Fun]]></category>
		<category><![CDATA[La Costa]]></category>
		<category><![CDATA[La Jolla]]></category>
		<category><![CDATA[Leucadia]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[New Homes]]></category>
		<category><![CDATA[New Listings]]></category>
		<category><![CDATA[Oceanside]]></category>
		<category><![CDATA[Pacific Beach]]></category>
		<category><![CDATA[Picture Perfect San Diego]]></category>
		<category><![CDATA[Poway]]></category>
		<category><![CDATA[Rancho Bernardo]]></category>
		<category><![CDATA[Rancho Penasquitos]]></category>
		<category><![CDATA[Rancho Santa Fe]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[San Marcos]]></category>
		<category><![CDATA[Santa Luz]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Valley Center]]></category>
		<category><![CDATA[Windermere]]></category>
		<category><![CDATA[Windermere Agents]]></category>
		<category><![CDATA[Windermere Managers]]></category>
		<category><![CDATA[Windermere Offices]]></category>
		<category><![CDATA[windermere foundation]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=11761</guid>
		<description><![CDATA[New Agent Training, Career in Real Estate ]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Quick Tips on Short Sales and YOUR Credit</title>
		<link>http://pictureperfectsandiego.com/2010/02/10/quick-tips-on-short-sales-and-your-credit/</link>
		<comments>http://pictureperfectsandiego.com/2010/02/10/quick-tips-on-short-sales-and-your-credit/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 01:37:00 +0000</pubDate>
		<dc:creator>brianolenik</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Contracts & Negotiations]]></category>
		<category><![CDATA[Financial news]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Picture Perfect San Diego]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Windermere]]></category>
		<category><![CDATA[WindermereSanDiego.com]]></category>
		<category><![CDATA[foreclosure options]]></category>
		<category><![CDATA[Brian Olenik]]></category>
		<category><![CDATA[Corinthian Title]]></category>
		<category><![CDATA[Quick Tips]]></category>
		<category><![CDATA[Title]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=10555</guid>
		<description><![CDATA[SHORT SALES &#38; YOUR CREDIT
One of the most frequent questions that homeowners want
to know is what happens to their credit score as the result of
a short-sale. Here are a few points to remember.
.
1) When you negotiate a short-sale, the homeowners may
still owe the difference between the mortgage balance
and the discounted sales price. This amount can [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FREE Home Buyer Seminar!</title>
		<link>http://pictureperfectsandiego.com/2009/03/06/free-home-buyer-seminar/</link>
		<comments>http://pictureperfectsandiego.com/2009/03/06/free-home-buyer-seminar/#comments</comments>
		<pubDate>Fri, 06 Mar 2009 15:23:02 +0000</pubDate>
		<dc:creator>Micheale Zazo</dc:creator>
				<category><![CDATA[Activities & Events]]></category>
		<category><![CDATA[Agent Services]]></category>
		<category><![CDATA[Area Statistics]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Cardiff]]></category>
		<category><![CDATA[Contracts & Negotiations]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Encinitas]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[Great Real Estate Deals]]></category>
		<category><![CDATA[Leucadia]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[seminar]]></category>
		<category><![CDATA[stimulus plan]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=4355</guid>
		<description><![CDATA[Get Answers to All of Your Home Buying Questions!


Is Buying a Home the Right Choice for You?


Do You Qualify for the $8,000 Tax Credit in the new Stimulus Plan?


What are the Tax Advantages of Home Ownership?


Why is NOW such a Great &#8221;Buyer&#8217;s Market&#8221;?


How Much Home Can You Afford?


How Much do You need to save for a Down Payment?


What [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2009/03/06/free-home-buyer-seminar/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Up to $8,000 Tax Credit for Qualified Home Buyers!</title>
		<link>http://pictureperfectsandiego.com/2009/02/27/up-to-8000-tax-credit-for-qualified-home-buyers/</link>
		<comments>http://pictureperfectsandiego.com/2009/02/27/up-to-8000-tax-credit-for-qualified-home-buyers/#comments</comments>
		<pubDate>Sat, 28 Feb 2009 01:11:43 +0000</pubDate>
		<dc:creator>Micheale Zazo</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Coastal Living]]></category>
		<category><![CDATA[Condos & Townhomes]]></category>
		<category><![CDATA[Contracts & Negotiations]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[recovery act]]></category>
		<category><![CDATA[refund]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=4123</guid>
		<description><![CDATA[Home Buyers on the fence about buying their first home may want to consider the American Recovery and Reinvestment Act&#8217;s tax credit that could mean up to an $8,000 break on their taxes. Not only will this tax credit lower a home buyer&#8217;s tax liability by the amount of the credit, but these first-time homebuyers may reap additional [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2009/02/27/up-to-8000-tax-credit-for-qualified-home-buyers/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Should You Create a Living Trust?</title>
		<link>http://pictureperfectsandiego.com/2008/11/19/should-you-create-a-living-trust/</link>
		<comments>http://pictureperfectsandiego.com/2008/11/19/should-you-create-a-living-trust/#comments</comments>
		<pubDate>Wed, 19 Nov 2008 23:13:14 +0000</pubDate>
		<dc:creator>Rachel LaMar, J.D.</dc:creator>
				<category><![CDATA[Baby Boomers]]></category>
		<category><![CDATA[Carlsbad]]></category>
		<category><![CDATA[Carmel Valley]]></category>
		<category><![CDATA[Coastal Living]]></category>
		<category><![CDATA[Contracts & Negotiations]]></category>
		<category><![CDATA[Divorce & Real Estate]]></category>
		<category><![CDATA[Escondido]]></category>
		<category><![CDATA[Financial news]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[estate taxes]]></category>
		<category><![CDATA[living trusts]]></category>
		<category><![CDATA[rachel la mar]]></category>
		<category><![CDATA[RachelLaMarRealEstate.com]]></category>
		<category><![CDATA[revocable living trusts]]></category>
		<category><![CDATA[settlement of your estate]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=2396</guid>
		<description><![CDATA[Have you considered creating a living trust? Many homeowners don&#8217;t even think about placing their homes in a trust, but there can be some big benefits to doing so and it is very simple to accomplish.
Let&#8217;s start with the basics. A trust is a binding legal document in which you name a beneficiary&#8211;a person or [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2008/11/19/should-you-create-a-living-trust/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Loan Modification Success</title>
		<link>http://pictureperfectsandiego.com/2008/11/09/loan-modification-success/</link>
		<comments>http://pictureperfectsandiego.com/2008/11/09/loan-modification-success/#comments</comments>
		<pubDate>Sun, 09 Nov 2008 17:16:35 +0000</pubDate>
		<dc:creator>Rachel LaMar, J.D.</dc:creator>
				<category><![CDATA[Contracts & Negotiations]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Financial news]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Free Foreclosure Lists]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[HOPE for Homeowners]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[rachel b lamar]]></category>
		<category><![CDATA[rachel lamar]]></category>
		<category><![CDATA[san diego foreclosures]]></category>
		<category><![CDATA[walking away from a mortgage]]></category>
		<category><![CDATA[windermere exclusive propertiers]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=2146</guid>
		<description><![CDATA[Many homeowners have been hit hard by the recent changes in the housing market. We all know someone who has been threatened with foreclosure or is fearful that they will lose their home due to interest rates resetting, job loss, illness or other factors.
 Some homeowners took equity out of their homes in good times [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Full Service Gas Stations Are Gone, But Full Service Real Estate is Alive at Windermere</title>
		<link>http://pictureperfectsandiego.com/2008/11/05/full-service-real-estate-is-alive-at-windermere/</link>
		<comments>http://pictureperfectsandiego.com/2008/11/05/full-service-real-estate-is-alive-at-windermere/#comments</comments>
		<pubDate>Wed, 05 Nov 2008 23:35:21 +0000</pubDate>
		<dc:creator>mloscher</dc:creator>
				<category><![CDATA[Agent Services]]></category>
		<category><![CDATA[Baby Boomers]]></category>
		<category><![CDATA[Builder Services]]></category>
		<category><![CDATA[Careers at Windermere]]></category>
		<category><![CDATA[Contracts & Negotiations]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Find A Home]]></category>
		<category><![CDATA[International Real Estate]]></category>
		<category><![CDATA[Investment Properties]]></category>
		<category><![CDATA[Join Windermere]]></category>
		<category><![CDATA[Market Trends]]></category>
		<category><![CDATA[Picture Perfect San Diego]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[The Daily News]]></category>
		<category><![CDATA[Training]]></category>
		<category><![CDATA[Windermere]]></category>
		<category><![CDATA[Windermere Agents]]></category>
		<category><![CDATA[Windermere Managers]]></category>
		<category><![CDATA[Windermere Offices]]></category>
		<category><![CDATA[ceo windermere exclusive properties]]></category>
		<category><![CDATA[full service real estate]]></category>
		<category><![CDATA[Mark Loscher]]></category>
		<category><![CDATA[san diego county real estate]]></category>
		<category><![CDATA[the windermere way]]></category>
		<category><![CDATA[top realtors in san diego. mark loscher]]></category>
		<category><![CDATA[Windermere Exclusive Properties]]></category>
		<category><![CDATA[windermere real estate]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/?p=2054</guid>
		<description><![CDATA[How many of you remember the true &#8220;full service&#8221; gas stations?
Well, I do.
For those of you who do not, let me fill you in, no pun intended.
Full service gas stations are a thing of the past, in California anyways.  But not to long ago you could drive into your favorite gas station, say hello [...]]]></description>
		<wfw:commentRss>http://pictureperfectsandiego.com/2008/11/05/full-service-real-estate-is-alive-at-windermere/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>8 Reasons Why You Should Work With a REALTOR®</title>
		<link>http://pictureperfectsandiego.com/2008/07/25/8-reasons-why-you-should-work-with-a-realtor%c2%ae/</link>
		<comments>http://pictureperfectsandiego.com/2008/07/25/8-reasons-why-you-should-work-with-a-realtor%c2%ae/#comments</comments>
		<pubDate>Fri, 25 Jul 2008 18:52:05 +0000</pubDate>
		<dc:creator>Kevin Kueneke</dc:creator>
				<category><![CDATA[CW Mortgage]]></category>
		<category><![CDATA[Contracts & Negotiations]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Windermere Agents]]></category>
		<category><![CDATA[Windermere Offices]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Realtor]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/2008/07/25/8-reasons-why-you-should-work-with-a-realtor%c2%ae/</guid>
		<description><![CDATA[In my fifteen years of mortgage lending, I have dealt with hundreds and hundreds of buyers, sellers, and real estate agents.  Unfortunately, not all real estate practitioners are Realtors®. The term Realtor® is a registered trademark that identifies a real estate professional who is a member of the National Association of Realtors® and subscribes [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ron Brownell Named Branch Manager for Windermere Escondido</title>
		<link>http://pictureperfectsandiego.com/2007/12/20/ron-brownell-named-branch-manager-for-windermere-escondido/</link>
		<comments>http://pictureperfectsandiego.com/2007/12/20/ron-brownell-named-branch-manager-for-windermere-escondido/#comments</comments>
		<pubDate>Thu, 20 Dec 2007 18:34:45 +0000</pubDate>
		<dc:creator>Erica Vautier</dc:creator>
				<category><![CDATA[Contracts & Negotiations]]></category>
		<category><![CDATA[Escondido]]></category>
		<category><![CDATA[Windermere]]></category>
		<category><![CDATA[Windermere Agents]]></category>
		<category><![CDATA[Windermere Managers]]></category>
		<category><![CDATA[Windermere Offices]]></category>
		<category><![CDATA[]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[ron brownell]]></category>
		<category><![CDATA[San Diego]]></category>
		<category><![CDATA[sandicor chair]]></category>
		<category><![CDATA[Windermere Escondido]]></category>
		<category><![CDATA[Windermere Exclusive Properties]]></category>

		<guid isPermaLink="false">http://pictureperfectsandiego.com/2007/12/20/ron-brownell-named-branch-manager-for-windermere-escondido/</guid>
		<description><![CDATA[Windermere is pleased to announce that Ron Brownell has accepted the position of Branch Manager for Windermere of Escondido.

Brownell’s experience is extremely impressive.  The Southern California native has been active in real estate for 19 years, eight of which he spent as branch manager at a large office of 60 agents.  He is [...]]]></description>
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		<slash:comments>0</slash:comments>
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